Steve has been the Branch manager for North American Financial, Corp. San Luis Obisbo, CA since 2019. Steve started his Career in mortgage lending back in 1996. He has been a Central Coast resident for over 40 years. "One of my favorite aspects of this business is the interactions I have with my buyers and Realtors. Providing superior service is what I do best. From listening to my buyers wants and needs to advising them on the best mortgage solution that best benefits their needs. They know they can reach out to me 7 days a week and at any hour. My relationships with my buyers through the years have been more than just a purchase or refinance transaction, it is a personal relationship. I look forward to many more years of helping people with the dream of buying a home come true." If you would like to work with someone who will make the loan process a smooth transaction, close in time, and build the trust and relationship of the client, then look no further. I specialize in financing (purchase and refinancing) for Conventional, FHA, VA, Alternative Income Documentation for primary, 2nd home, and investment properties, as well as a Debt Coverage Service Ratio program for investors.